Clarity That Builds Trust: The Secure Property Transaction Workflow

Uncertain regarding Act 242 compliance?

Fully compliant. Funds settle into your Client Account without delay, strictly adhering to MEAS Standard 9.

Concerns about where funds are held?

Funds are never commingled. They are processed securely by CHIP and reconciled into your account by the next business day.

Fear of hidden fees for agents or buyers?

Zero transaction fees. Buyers pay the exact deposit amount, and agencies pay nothing to receive it.

Can you trust in the payment processor?

We partner with Bank Negara registered payment gateway (CHIP IN Sdn Bhd) to ensure competitive rates, rapid settlement times, and direct local support.

Mistaken belief that banks handle all AMLA checks?

Agencies are reporting institutions. We automate your specific compliance obligations under the AMLA 2001 Act.

Feel like time wasted on redundant data entry?

Streamlined process. You only need to upload the OTP/OTR to link the deposit; no duplicate document uploads required.

Skeptical regarding the "Free" service?

Your commissions are untouched. We monetise downstream valuation leads via ValuationXchange and bank partners.

Fear of frozen funds during compliance checks?

You stay in control. We identify risks, but your agency decides whether to proceed or refund based on your internal SOPs.

Difficulty tracking incoming payments?

Audit-ready clarity. Bank statements clearly show "CHIP" transfers, supported by downloadable reconciliation reports.

Limitations for foreign or credit buyers?

FPX is standard. Credit card payment options for international clients are scheduled for release in Q1 2026.

Join the #TransformationTribe

Be part of the movement for transparent,
tech-enabled valuation in Malaysia.

Infographic showing Infomina Geolytik's digital workflow from property transaction to valuation and loan. Step 1: PaymentXchange for secure property deposits and AML compliance. Step 2: ValuationXchange for transparent, interaction between Banks and Panel Valuers.

In 2026, Infomina Geolytik is rebuilding trust in the market. We replace fragmented manual processes with a connected digital ecosystem that provides clarity, ensures compliance and elevates professional expertise.
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1. PaymentXchange: The Secure Property Deposit Solution

Move beyond risky manual transfers. We protect Real Estate Agencies' reputations by digitising the financial handshake.

Secure Payment Links: Agents generate traceable links for secure property deposits, ensuring funds go directly to the correct Real Estate Client Account.
Compliance at Source: Mandatory payer declarations and AML checks are captured instantly, reducing administrative liability for agencies.
Digital Reconciliation: Automated matching of funds ensures every ringgit is accounted for, creating a defensible audit trail.
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2. ValuationXchange: The Transparent Workflow Platform

‍We support Banks and Panel Valuers with a transparent digital workflow platform that respects professional autonomy.

Connected Workflow: A seamless digital link between banks and panel valuers eliminates communication gaps.
Audit-Ready Clarity: Every instruction is logged, providing a single source of truth that protects all parties during a property transaction.
Data integrity: By connecting the deposit data to the valuation instruction, we ensure the property details are accurate from day one.
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